Job Title: Fintech Operations Analyst

Job Type: Full-time

Location: Remote

Job Summary:

Join our customer’s team as a Fintech Operations Analyst and play a pivotal role at the intersection of finance and technology. With at least 3 years of experience, you’ll ensure the integrity, scalability, and compliance of our financial operations, leading complex reconciliation, payment flows, and fraud prevention across platforms like Stripe, Razorpay, and Ramp.

Key Responsibilities:

1. Oversee daily reconciliation processes, ensuring accuracy of financial data, including payment flows and corporate spend management.
2. Analyze revenue recognition, take rate, and unit economics to support business and compliance objectives.
3. Monitor and optimize payout cycles, audit trails, and ledger integrations to maintain financial transparency and scalability.
4. Detect and mitigate fraud, manage disputes and chargebacks, and collaborate on KYC and AML processes for robust risk management.
5. Prepare timely and detailed P&L reporting, variance analysis, and financial forecasting for internal stakeholders.
6. Manage SaaS billing, cross-border payments, and payment gateway integrations, ensuring seamless operations and compliance.
7. Leverage advanced Excel skills and analyze API logs to troubleshoot payout failures and streamline financial workflows.

Required Skills and Qualifications:

1. Minimum 3 years in fintech operations, financial analysis, or related role with proven expertise in reconciliation, financial modeling, and revenue recognition.
2. Deep understanding of payment gateways (Stripe, Razorpay), payout cycles, and ledger/ERP integrations.
3. Hands-on experience with corporate spend management platforms (e.g., Ramp) and SaaS billing operations.
4. Proficiency in Excel for complex modeling, variance analysis, and data troubleshooting.
5. Strong written and verbal communication skills, with a keen eye for audit readiness, compliance, and documentation.
6. Experience with KYC/AML, fraud detection, chargeback mitigation, and audit trails.
7. Ability to navigate API logs and financial dashboards, ensuring scalable and compliant financial operations.

Preferred Qualifications:

1. Experience in financial compliance, treasury management, or corporate spend optimization.
2. Familiarity with cross-border payments, financial forecasting, and scalability challenges in fintech environments.
3. Background in supporting fast-growing teams or SaaS businesses with high transaction volumes.

Additional Info:

As a core member of the customer’s team, you’ll work in a dynamic, expert environment focused on operational excellence and continuous improvement. This role offers significant ownership of payment infrastructure, fraud prevention, and financial compliance, positioning you as a trusted partner in driving scalable fintech solutions.