Tenant Screening (Underwriting)

Company

Sagan Recruitment

Salary / Compensation

• $1,800 – $2,800 USD per month

Overview / Job Description

Sagan Recruitment is hiring a Tenant Screening (Underwriting) Specialist on behalf of a growing residential property management company. The organization manages a large portfolio of residential properties and is committed to maintaining high standards of tenant screening, leasing compliance, operational efficiency, and customer service.

This role supports the residential leasing process by reviewing rental applications, verifying applicant qualifications, conducting underwriting assessments, and performing move-in file audits. The ideal candidate is highly analytical, detail-oriented, and experienced in reviewing financial documentation and screening reports. Success in this position requires strong organizational skills, accuracy, and the ability to manage multiple applications and deadlines in a fast-paced environment.

Responsibilities

Tenant Screening & Underwriting

• Review and process residential rental applications
• Analyze applicant documentation, background checks, credit reports, and screening results
• Calculate and verify applicant income using established underwriting guidelines
• Evaluate applications against company screening criteria and policies
• Identify discrepancies, missing information, and potential risks for escalation
• Ensure underwriting decisions are accurate, consistent, and compliant

Application Review & Documentation Management

• Verify supporting documents submitted by prospective tenants
• Ensure all required documentation is collected, reviewed, and maintained
• Maintain accurate records within company systems and databases
• Organize applicant files and supporting materials for compliance and audit purposes

Move-In Audits & Lease Compliance

• Conduct move-in file audits to ensure accuracy and completeness
• Verify tenant ledgers, rent charges, security deposits, and move-in funds
• Review lease documentation for completeness and compliance
• Ensure move-in records are properly audited prior to tenant onboarding

Leasing & Operations Support

• Collaborate with leasing, property management, and operations teams
• Support smooth tenant onboarding and leasing workflows
• Assist in maintaining service-level standards throughout the screening process
• Provide timely updates regarding application status and underwriting decisions

Quality Assurance & Risk Management

• Ensure compliance with company screening policies and procedures
• Identify and address potential compliance risks
• Maintain high standards of accuracy, responsiveness, and accountability
• Support continuous improvement of screening and onboarding processes

Requirements

Experience

• 1–3 years of experience in:
  • Property management
  • Leasing operations
  • Tenant screening
  • Real estate underwriting
  • Mortgage underwriting
  • Loan processing
  • Related fields involving financial or application reviews
• Experience reviewing applications, financial documents, and background screening reports
• Experience working with web-based systems and software platforms

Skills & Competencies

• Strong analytical and critical-thinking abilities
• Excellent attention to detail and accuracy
• Strong organizational and time-management skills
• Ability to manage multiple priorities and deadlines simultaneously
• Strong written and verbal communication skills
• Proficiency with Microsoft Office Suite
• Ability to work independently in a remote environment
• Strong problem-solving and decision-making capabilities
• Reliable internet connection and dedicated home workspace

Candidate Profile

You SHOULD Apply If

• You enjoy reviewing applications and making data-driven decisions
• You are highly detail-oriented and accuracy-focused
• You have experience evaluating financial information and supporting documentation
• You can identify discrepancies and potential risks quickly
• You enjoy working in structured, process-driven environments
• You are comfortable managing multiple applications and deadlines simultaneously
• You take ownership of your work and maintain high compliance standards

You Should NOT Apply If

• You struggle with repetitive review and verification tasks
• You frequently overlook details or documentation errors
• You dislike working with policies, procedures, and compliance requirements
• You are uncomfortable reviewing financial information and screening reports
• You have difficulty managing multiple priorities in a fast-paced environment
• You require constant supervision to stay organized and productive

Other Information

What Success Looks Like

• Applications are reviewed accurately and efficiently
• Income calculations and underwriting decisions are completed with minimal errors
• Move-in audits are completed thoroughly and on schedule
• Documentation is maintained accurately and consistently
• Leasing and onboarding processes operate smoothly with minimal compliance issues
• High standards of quality, responsiveness, and accountability are consistently maintained
• Risks and discrepancies are identified and addressed proactively

Additional Benefits / Highlights

• Full-time remote opportunity
• Competitive monthly compensation ($1,800–$2,800 USD)
• Opportunity to work with a growing residential property management company
• Direct involvement in tenant screening, underwriting, and leasing operations
• Exposure to property management and compliance processes
• High-impact role supporting leasing efficiency and risk management
• Independent contractor flexibility
• Opportunity to develop expertise in residential underwriting and tenant qualification processes

Preferred Experience & Knowledge

• Residential property management software
• Fair Housing guidelines and tenant screening regulations
• Move-in audits and lease compliance reviews
• Credit analysis and income verification methodologies
• Bookkeeping and property management accounting processes
• QuickBooks
• Property management financial operations

Application Notes

• Resume must be submitted in text-based PDF format
• Resume and introductory video must be submitted in English
• Avoid scanned PDFs, image files, and Word documents to ensure timely review
• Must be available to work EST business hours

Required Skills

• Tenant Screening
• Residential Underwriting
• Application Review
• Income Verification
• Credit Analysis
• Lease Compliance
• Move-In Audits
• Property Management Operations
• Risk Assessment
• Documentation Management
• Microsoft Office Suite
• Attention to Detail